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FundMyHome (4)

In (3), we concluded that HB will have to fork out more money to own the house if it appreciates. This is a bigger burden compared to a mortgage where […]

Posted on December 18, 2018 By symptcom Continue reading

FundMyHome (3)

3. HB is responsible for all 3rd party charges (eg. valuer, FMH platform? legal, trustee –may needed if there’re multiple investors). These charges should be higher than a normal mortgage […]

Posted on December 14, 2018 By symptcom Continue reading

FundMyHome (2)

Should a home buyer (HB) get onboard? 1. The HB pays 20% upfront and nothing else for 5 years. FMH says the HB can spend or invest the money which […]

Posted on December 14, 2018December 18, 2018 By symptcom Continue reading

FundMyHome

Should a home owner, investor and developer go for the scheme? As Tun said, the proof of the pudding is in the eating. Symphony has reviewed the scheme from publicly […]

Posted on December 14, 2018December 18, 2018 By symptcom Continue reading

Budget 2019

Tomorrow is a historic day. It will be the first time that a budget is tabled by an alliance other than BN. All eyes are on PH’s first budget. It […]

Posted on December 14, 2018 By symptcom Continue reading

Money laundering and corruption

Bank Negara Malaysia announced that effective 1 January 2019, banks must report any cash transaction exceeding RM25,000, a 50% reduction from the original RM50,000. This move is to tighten the […]

Posted on December 14, 2018December 18, 2018 By symptcom Continue reading

Charge – form of security by banks

Charge is a common form of security taken by banks for granting a loan to the borrowers. When you charge your assets to the bank, you are called “Chargor” and […]

Posted on October 1, 2018 By symptcom Continue reading

PKFZ and the infamous letter of support

Remember PKFZ and the infamous letter of support? The courts recently found Port Klang Authority’s GM guilty in the PKFZ fiasco. PKFZ was supposed to be Malaysia’s Jebel Ali Free […]

Posted on October 1, 2018December 18, 2018 By symptcom Continue reading

Utusan – VSS

As expected, Utusan has announced a VSS exercise for its staff. While the employees grapple with the question of whether they should take up the VSS offer, the key question […]

Posted on October 1, 2018December 18, 2018 By symptcom Continue reading

Felda’s land

There was a lot of controversy regarding Felda’s land in Jalan Semarak where the land titles were transferred to a private company, Symphony Promenade (SP), who then came out with […]

Posted on September 19, 2018September 19, 2018 By symptcom Continue reading

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