Hantu Kak Limah made history as the highest grossing film in Malaysia, taking in RM20.5 million in ticket sales alone over 11 days. While the production cost is not known, […]

Difference between investing in listed shares and bonds. Bonds are IOU financial instruments issued by companies and the Government. They are similar in nature to bank loans. A bondholder receives […]

What kind of financing does a company need? There are 2 types of expenditure that a company incurs to start and run its business: 1. Capital expenditure to fund capital […]

Commercial banks (conventional and Islamic) and investment banks are governed by the Financial Services Act/Islamic Financial Services Act (FSA/IFSA) under the purview and supervision of Bank Negara (BNM). Development Finance […]

Ordinary shares, preference shares, loan stocks and bonds. These are common types of financial instruments. Sometimes, you see the word “convertible” and/or “redeemable” attached to the financial instrument (except for […]

What is “OPM”? And why is it so sought after? OPM is “Other People’s Money”. It is a most desirable commodity because if you use OPM rather than your own […]

The main sources of income to a Government are taxes. Here, we will look at income tax and consumption tax or GST as we are familiar with in Malaysia. Income […]

Leasing is a popular form of financing. There are 2 types of leases, operating and finance lease. For clarification, the lessee is the user of the asset while the lessor […]

When you borrow money, a bank will very likely ask you, “What collateral (security) can you give?” What is collateral? That’s an asset pledged by a borrower to protect the […]

An investor gets 2 forms of return from share investing – dividends and capital appreciation when the share price rises. We take a look at dividends here. If you are […]